Car Insurance

How do I make a car insurance claim?

If you need to make a claim under your insurance, simply call CGU Claims on 13 24 80 to make a paperless claim. They’re available 24 hours a day, 7 days a week. You can also submit a car claim online…

Jasmine Shillington
Updated by Jasmine Shillington

Do you offer flexible car insurance premium payment options?

Yes, you can choose to pay fortnightly, monthly or quarterly at no extra cost for all our insurance policies (excluding Travel Insurance)

Jasmine Shillington
Updated by Jasmine Shillington

How do I update the details on my car insurance policy?

For policies purchased or renewed after 16 June 2025, you can make certain updates online, such as adjusting your excess amounts or optional benefits. ​Simply log into the CGU My Online Account porta…

Jasmine Shillington
Updated by Jasmine Shillington

Do you guarantee car repairs?

CGU offers a lifetime guarantee on the workmanship of all authorised repairs, valid for as long as you own the car.​

Jasmine Shillington
Updated by Jasmine Shillington

Does CGU cover electric (EV), hybrid and plug-in-hybrid (PHEV) vehicles?

Yes – as long as they meet CGU's standard acceptance criteria. CGU generally covers standard-spec EV, hybrid and PHEV vehicles.​

Jasmine Shillington
Updated by Jasmine Shillington

What is an excess in car insurance?

An excess is the amount you may contribute towards the cost of your claim. Your current Certificate of Insurance shows the amount and types of excesses that apply to your policy.​

Jasmine Shillington
Updated by Jasmine Shillington

Can I choose my own car insurance excess?

Yes. Your excess is the initial amount you have to pay yourself if you make a claim. We offer a variety of excess options from $0 up to $2,050. The higher the excess you choose, the lower the premium…

Jasmine Shillington
Updated by Jasmine Shillington

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